Showing posts with label homes insurance. Show all posts
Showing posts with label homes insurance. Show all posts

Sunday, May 22, 2011

Living in a smaller home?

I saw this post about people living in small houses under 100 square feet.  We live in around 2,200 square feet and some days I would love the rooms to be bigger, other days not so.......  Could you live in a home as small as 100 square feet?

We changed insurance companies last month, I may have mentioned it, not sure?  Anyhow for the house insurance they wanted to do a home inspection.  So the guy came, nice guy and did what he had to do.  We got the results back and they have put our insurance up nearly $60 for the whole year.....no problem there.  Why they did that made us laugh.  To rebuild our house it would cost nearly $700,000.....okay that would probably make sense as its all stone and the woodwork would take a lot to replicate.  The out buildings would cost $138,000...........at this point me and dh looked at one another and said "what outbuilding?"  We have a garage that is more "holy than godly!!"  The shed, well one good push and the whole thing would topple over!!

Then our belongings are insured for another $625,000.  I told dh I was going to call the insurance company and ask them what they thought was worth that sort of money, as I was planning on selling it!!!  As I can't even come close to $100,000 never mind over $600,000.  Not sure if I also told you of the "argument" I had with them about how much wood we burn a year.  According to them there was no way on earth we could burn 3 bush cords of wood.  She even asked her supervisor who said the same..........after a couple of minutes of going back and forward with them, I gave in and agreed it was only 3 face cords........I wonder why I paid for three bloody bush cords of wood then!!!!!

Oh these city folks who work in offices downtown and never go to the country side!!!!

Canada Museum of Nature Part 2

Now I can't for the life of me remember which gallery this was in but I thought it was interesting: I did not know that it takes plastic...