Couple of things happened over the past couple of days regarding money that I'd thought I'd share with you.
I got a letter in the mail from our bank regarding our mortgage. I mentioned here that I had increased our weekly payment by just over $9 to round up the figure. That little increase has knocked three weeks off the life of our mortgage. It may not seem like a lot but three weeks, is three weeks and we don't miss those $9+
A few years ago I decided to put the last three digits of our chequing account in a GIC type of account, for example if the chequing account had $567.89, I would move $7.89 into the account. I think I did that for three years and during that time I put around $1,800 in that account. I had forgotten about it.......well sort of, as everytime it comes due I just tell them to re- invest this. Anyhow our financial adviser called on Wednesday to see if we wanted to top up our RRSP's. She mentioned she'll be calling me back later in the month to confirm I want to re-invest this money and was pretty surprised at how I came to "save" the money in the first place.
In both cases little things add up into bigger things.
On Thursday I did not do any decluttering. However I did go into town to drop off the computer things we had no use for in the electronics drop off. I also took some of dh's clothing to the drop off. Deposited a $5 Pinecone cheque and took out our money for the week. I am on target for my goal to deposit an extra $200 into our savings account this month. Money has gone into all my pots for the week, including my sealed pot and my garden box, which now has a healthy $70 in there!!!
One big expense this week was Molly's sack of food, which is nearly $91, it lasts six weeks which isn't bad and even better I had managed to save the money up for it. I normally stick it on my credit card, so was pleased with that. I am going to have a Molly's food jar and will put money in there on a weekly basis from now on.
Sunday, Monday and Tuesday were no spend days this week. Wednesday is when I did my banking online and Thursday I spent money on dog food and put money in my pots. Friday will be a spend day as I have to go grocery shopping. Saturday we need to buy salt for the water softener. So three days out of seven will have been no spend days this week, not bad, but not great.