It's Thursday so it must be "Thrifty Thursday," then.......
One thing I do on a weekly basis and have done for many years and have mentioned on my blog before, is put money aside each week for various things. I put $20 a week in a birthday box and $20 per week in a Christmas box. So when a birthday comes around, I just take whatever I need out of the box to pay for it. Again with the Christmas box, as it is much easier putting $20 a week away, than having to come up with $500 or $1,000 at Christmas time to pay for everything.
I also have been putting $50 a week away in another box, that changes its name depending on what I need money for. This year it is for the wedding; other years it's been for our vacation, and other times it has come in really handy when paying workmen by cash!!!
I do my banking online, and discovered we were charged services charges on our chequing account? So I spoke to the bank on Tuesday and it seems the bank has decided to up the minimum amount of money we "have" to keep in our chequing account so we don't pay service fees. So I now have to keep an extra $500 in there at all times.
It however is easier and cheaper keeping the minimum balance in the account than paying the $14.95 a month on service charges. Plus I can't earn that in interest anywhere else. So if you like me do online banking, make sure you read any messages when you go onto the site and not ignore them like I normally do!!!! I was lucky the lady in the bank reversed the fees and will do the same for me during the month of September. After that though I will have to have the minimum in there.
I also subscribe to three magazines which I pay for on a monthly basis through my MasterCard. For a while now I haven't been receiving Harrowsmith Country Life, but have been charged for it. Finally got around to calling the "red and white company!!" and discovered that Harrowsmith Country Life magazine is no longer in business, but the "red and white company," is still charging me for it. So of course I asked them for my money back!! Even had to argue about that as they were not going to give me as much back as I wanted!!
I wonder how long they were going to charge me for a magazine I wasn't receiving????
For more Thrifty Thursday participants please pop over to Angela's site.