I thought I'd explain more about this, as Lindsay brought this up yesterday. It was something I had talked about way back in the day!! It is such an easy think to do and pretty painless with super results, as Lindsay said yesterday, she has saved five thousand pounds in three years.
I do my banking once a week online on a Wednesday as that is when dh gets paid. After I have sorted out what goes where etc I see how much money we have left in our chequing account. If it is $599.75, I will transfer $9.75 so our balance is $590.00 even. If it were $593.75, I would transfer $13.75. You want an even number as your balance because it makes more sense right!!! LOL
It may not seem like a lot you are saving, but believe me, those small amounts add up over time, as Lindsay can attest too.
It's not a big thing, but it's a good thing right?