I happened to see a few minutes of the Oprah show last week when she had Suze Orman (financial expert) on her show. She has her book Suze Orman's 2009 Action Plan that can be downloaded from Oprah's site free until Thursday January 15th. Personally I won't be downloading it, as I think they said it was 200 pages long, so the amount of paper and ink it will cost to print it off will cost more then the $9.99 USD it costs to buy. I would borrow it from our library, but the chances that they will have it are slim to nil (enough said about the library system where I live!!)
Anyhow, she said there were three things we could do to save money right away.
1. Do not spend any money for one day.
Well I personally have no problem not spending money for the day. My goal is not to spend money 5 out of the 7 days of the week. 4 seems to be my magic number of how many days a week I don't spend money. How many days a week do you not spend money?
2. Do not use your credit card for a week.
Again I am sure I can do this, if not for two weeks. Do you use credit cards and could you do this?
3. Do not eat out for a month.
Now I have to say this would be my biggest challenge. If we go out shopping on a Saturday or a Sunday more often than not we eat out at lunch time. So this will a challenge for me. What about you?
Hope these three points help you save money........
Also how are you doing with the daily savings club, as you still putting your 25 cents per day in your pot? You should have $3.25 in your pot.