For the past week or so every time I passed the dining room, I swear I could hear sobbing or crying. Very puzzling if you ask me. Finally I figured out where it was coming from. I tracked the noise down to my purse and discovered it was my credit cards crying. I mean the poor things were distraught when I pulled them out of my purse.
So I asked them what was up and they told me, they thought I had abandoned them, as I haven't used them in a couple of weeks. I was actually taken a back by this, as one, I didn't realize I hadn't used them and two, who knew credit cards had feelings?
So I sat down with them patting them on their heads, mind you it could have been their bottoms? And I told them, that yes I still loved them, yes I get great pleasure in using them, but I thought they needed a well deserved rest with all the exercise they have been doing these past few months. So I was giving them a break, not sure how long of a break, but a well deserved break.
That settled them down a bit, although my MasterCard wasn't as thrilled as the rest of them, as he gets used the most. Hopefully they'll all survive during their rest, I know one thing, Mr. Bank Balance will be a happy camper, as he gets a bit fatter!!!!
Seriously though, I have actually stopped using my credit card's, although as I said before the one I use the most is my MasterCard. I do have some bills charged right onto my credit card each month, as its easier and I can get the points. So I will never ever have a zero balance on my monthly statement, but at least it will be under $100.
One goal I have for myself this week, is also to do an inventory of the freezer and pantry, to see what I have in there, and hopefully eat out of them over the next couple of weeks, therefore reducing my grocery bill.
All this is going towards reducing our outgoing money and increasing our bank balances. I want to increase our emergency fund from 3 months living expenses to 6 months living expenses. That is a big goal, but is achievable if we put our minds to it.
How are you getting on with your money saving goals?