I want to achieve/do a number of things this year and have been thinking/planning for them.
I want to try and keep our grocery/cleaning items/personal items budget down to $75 a week for the two of us. I plan on keeping track of that on the sidebar. I also want to make sure I participate in the 20 x the points events at Shopper's Drug Mart to build my points up for the next Mega Redemption day, hopefully in December of 2012. By the way there is a 20 x the points at Shopper's today. I figure, even if I only do it ten times, with what points I already have I could end up with enough points to do two redemption's next December, which would be $500 worth of free product, if it was the same as this year. I will put a running total of what I have spent and how many points earned this year to see what all this will cost.
I want to carry on with Swagbucks as I am getting $10 to $15 worth of Amazon gift cards per month for doing very little. If anyone from Canada, the States or Britain wants to get gift cards for free just let me know. I enjoy doing the Pinecone surveys and I think this year I was able to earn around $75 from them, without even leaving the house. All that money went into the saving's account.
I want to continue reviewing books, as I love reading and I also love being able to donate the books to our local library, as they are averaging around 4 books per month from me, saving at least $60 per month.
I am participating in Carla's "No (low) spend January" to try and keep me accountable. I am also participating in Saving To Travels THE NEW SEALED POT CHALLENGE
WHAT'S IT ABOUT????
Well,little bits and bobs of money are squirrelled away in an assortment of SEALED POTS and the result is....A NICE CHUNK OF MONEY JUST IN TIME FOR CHRISTMAS, OR TO PUT TOWARDS HOLIDAYS... OR A TREAT, OR LOTS OF FUN when we open them in DEC 2012!
Following the CHALLENGE couldn't be easier as you simply get a pot (mine is an old gravt tub but others have posher types), make a hole for cash (if not provided), make sure it's sealed so you can't open it, chuck your spare cash in it and then ON THE 3RD DEC WE WILL OPEN THEM TOGETHER! It's not a competition, we just will support each other here to keep going with ANOTHER CRAZY SCHEME TO SAVE MONEY!
My sealed pot is a plastic Quality Street container that I "artfully" stuck bits of paper tissue over it to cover the clear plastic, so I couldn't see in it. Molly helped out by doing her Vanna White impression for me:
I do want to have a full veggie garden this year and dh has offered to help me with that. I know we will have an abundance of fruit, as I don't have to make jam for a wedding this year, so will be able to freeze a lot.
I am still putting $20 away each week for birthday's and for Christmas. Also putting $50 a week away for "special" things, like a wedding we are going to at the end of February, that will cost $300 for the "wedding present envelope." Then I hope to save spending money to go away on vacation later on in the year.
I will of course try and cut back on our utilities but with rising costs that is proving harder and harder and here is a prime example.
In 2010 it cost us $1,788.29 for 1922 litres of heating oil.
In 2011 it cost us $1,859.54 for 1625.3 litres of heating oil.
As you can see we used nearly 300 litres less in heating oil in 2011, but it still cost us over $71.00 more due to the rise in oil prices.
I want to put loonies ($1) and twoonies ($2) in my pot every week to save up for gardening supplies in April/May and hope to have $150 saved by then.
I plan on doing an inventory of my freezers and clean them out. Same with the pantry need to sort out what it in there. Do more menu planning if possible so I am more organized and not tempted to eat out.
We got four $50 restaurant gift cards from the kids for Christmas so that will be our treat for eating out.
I know I have more things I want to plan/do but this is a start.
How about you?