When was the last time you wrote a cheque? I had to send a void cheque for hubby to get paid one of his pensions from the UK. Otherwise I have no idea when I last wrote a cheque. In fact our book of cheques has our old address on it, and I refuse point blank to order more, especially when the bank tells me it's fine as is, as it has all our correct info on it for our account details.
I think cheques are going the same way as cash, by the wayside. I personally use cash. I take out a certain amount of cash every week to pay for everything. I still put cash in my pots every week. $20 in the birthday pot, $20 in the Christmas pot and $50 in the other pot. It's automatic, been doing it for years. I never have to worry about affording a Christmas or birthday present that way.
The $50 other pot is for spending money on our vacation, or things that come up. For example it's our son's 40th coming up, so I will use some of that to give him something extra for his birthday. That $50 pot has come in handy time and time again.
Do you use cheques? Do you use cash? Do you put money away every week for various things?